Silver Loan

Do you have silver? Put its value to work for your goals.

Visit any of our branches, and our specialist will assess your item.

Silver pawn loans are now available at Leader Credit. Bring your silver jewelry, tableware, coins, or other valuable silver items and receive cash instantly.

Leader credit allows you to choose a schedule tailored to you:

1 Pay interest only during the loan term and repay the principal amount at the end of the loan period.
2 Make equal periodic payments of the same amount, consisting of both the principal amount and accrued interest (annuity repayment schedule).

Requirements for getting the loan:

1 Georgian citizens – National ID card or residence permit
2 Foreign citizens – Passport and residence permit

Terms
Interest Rate Type	Fixed
Annual Interest Rate	36%
Annual Percentage Rate (APR)	From 42.58%
Disbursement Fee	GEL 2
Loan Amount	From GEL 100 to GEL 200,000
Loan Term	12 months
Early Repayment Fee	2% if more than 24 months remain until maturity; 1% if 12–24 months remain; 0.5% if 6–12 months remain; 0% if less than 6 months remain
Late Payment Penalty	0.27% of the outstanding principal amount for each overdue day
Grace Period for Penalty Charges	3 calendar days from the date of delinquency (applicable to the 2% loan product)

What silver items do you accept as collateral ?

Jewelry: rings, bracelets, chains, earrings, pendants, crosses, and similar items;
Collectible and investment coins: commemorative coins, silver coins issued by the National Bank, antique silver coins, and refinery-produced silver bars;
Silverware and tableware: silver spoons, forks, cups, and small-sized silver goblets;
Antique and decorative items: cigarette cases, jewelry boxes, and similar valuables.

Large silver items are not accepted, including bowls, trays, vases, and other similar objects.

Is it possible to make a partial repayment of the loan principal ?

Yes, it is possible.

At which branches is the Silver Loan available ?

Tbilisi, G. Tsabadze St. #15
Batumi, I. Chavchavadze St. #5 (Plaza Shopping Center)
Batumi, I. Chavchavadze St. #8
Batumi, Khopa, D. Agmashenebeli St. #34A
Kutaisi, A. Tsereteli St. #1
Rustavi, Megobroba Ave. #18
Rustavi, Merab Kostava Ave. #19
Khashuri, Dzneladze St. #1
Marneuli, Rustaveli St. #49A

How do I cover the Loan ?

Repayment options include Miso Leader Credit branches, Bank of Georgia, Liberty Bank, and TBC Bank rapid deposit machines, as well as online and mobile banking via BOGPAY.GE, TBCPAY.GE, and PAY.GE.

You will require a unique customer number and/or loan number in order to use the designated payment method. The payment reminder SMS is a brief text message that contains this information.

When using the Internet and mobile banking, you should select financial institutions, look up Leader Credit, and follow the instructions.

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